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Swift.Wales Business It just works, so you can too Swift.Wales Business helps small businesses stay on top of their finances. Starting at no monthly fees. Free merchant account.


Earn up to 1.07% (AER/Gross fixed) interest on your savings. That’s on a 12-month Fixed Pot with a £500 minimum deposit to open. (Fixed means the money will be locked away for 12 months while you earn interest on it.) We offer Easy Access Savings too, which let you get your money the next working day!

Start saving

Put money in your hands

Full financial visibility, with your other bank accounts and credit cards all in one place. Get interest on your money, personalised budgeting and much more.

Buy asset

Stay Safe

Your money in Monzo is FSCS protected up to £85,000. Compared to other UK banks, we’re 4x better at stopping card fraud, and 3x better at stopping identity theft.

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We offer overdrafts up to £1,000 and loans up to £15,000. Checking if you're eligible won't leave a mark on your credit score, there are no lengthy forms to fill in, and no charges for paying us back early.

Apply for loan


The future calls for banks that are sustainable in as many ways as possible. We are the only bank in the world that lets you choose how your money is invested. We are committed to a green, inclusive and diverse future for anyone on the planet.

Frequent question
Banking that makes a statement

Turn heads with our white metal card, made from steel. Enjoy peace of mind with extensive phone and travel insurance, interest and much more.

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Swift.Wales e-banking is a secure online banking platform that enables cutomers make transfers to anyone in the world, 24 hours a day, 7 days a week

Yes account update requsests can be made at any of the branches

Accounts become dormant after 6 months of inactivity

Yes, the account can be operated through any of our internet banking solution.


What our users say


Zachary Glover

Start-up founder

Great customer service and very kind even if I was asking questions they probably heard a billion times :)


Molly Thornton

Market analyst

Easy to use, cool design, modern approach and good costumer support :) love it. bunq is very fast, everything is done in the app, you have the account set up and ready in minutes, that's what I always wanted from a bank! Also, the rounding savings functionality is really cool!


Kayleigh Carpenter


As a Digital Nomad, I travel the world, but plastic credit cards break quickly, with the Swift.Wales Metal Card I know that it will last for years and is accepted worldwide!


Henry Day

Web developer

One of the best accounts on the market. swift wales provides a great product. Easy to use app. Great flexible limits on your debit / credit card. You can grow trees - while spending. Instant Sepa is supported. The customer service is awesome, friendly and professional.