A UK current account

We're a fully licensed UK bank, which means we're regulated by the Financial Conduct Authority and the Prudential Regulation Authority.


Protection for your money

Your eligible deposits in Swift.Wales are protected by The Financial Services Compensation Scheme (FSCS) up to a value of £85,000 per person.


A new way to bank

With features like instant spending notifications, simple ways to send money, Pots for separating it and monthly spending summaries.


Friendly support

Got a problem? We're here to help. Just message us in the app.


Loans and overdrafts

We offer loans up to £15,000 and overdrafts up to £1,000. You can check if you're eligible without affecting your credit score.


Interest on your savings

Earn interest on your savings by choosing an easy access or fixed term Pot. Your money with the savings provider is protected by the FSCS for amounts up to £85,000. Minimum £10 deposit to open.